No HOA, No Metro Tax! Step into the comfort of this beautiful, fully updated, fully furnished, 4-bedroom, 2-bath home with an additional office/5th bedroom, located in a peaceful neighborhood. Upon entering, you'll be welcomed by an open floor plan filled with natural light, featuring a bright living area and large windows that enhance the warm, inviting atmosphere. The updated kitchen has quartz countertops, stainless steel appliances, and ample cabinet space-perfect for both everyday meals and entertaining. Two bedrooms and a full bathroom complete the upper level. Both bathrooms have quartz countertops, half-wall Wainscot tile, tile floors and updated vanities. Another bathroom and two additional bedrooms on the garden level are generously sized, providing plenty of space for family, guests, or a home office. A 5th bedroom, or office/flex room also on the garden level. Outside, you'll find a huge fenced yard, with a brand new deck, ideal for outdoor dining, relaxation, and enjoying Colorado's sunny weather. The fully fenced yard offers privacy and plenty of room for children and pets to play. The attached 2-car garage provides ample storage and parking. Located just minutes from parks, schools, and shopping, this home combines the best of suburban living with easy access to Loveland's local amenities. This home is currently used as a short term rental. This is your opportunity to purchase the home, plus the furniture, as your investment STR!