This legal over-under duplex in the heart of Fort Collins presents a rare investment opportunity or an ideal setup for multi-generational living. Situated on a large lot with alley access, the property features a 2-bedroom, 1-bath upper unit and a 1-bedroom, 1-bath lower unit, each with private entrances and separate living spaces. The basement unit bedroom includes an egress window for added safety and natural light. Both units have updated kitchens, offering modern functionality while maintaining the home's original character. The upper unit showcases hardwood floors, while the lower unit features newer vinyl flooring. A shared laundry area with a washer and dryer is conveniently located in the basement.For added convenience, the property includes a two (ish)- car garage with alley access, additional off-street parking, and a fully fenced backyard. With long-term tenant stability and leases in place until July 28th, 2025, this is a proven income-producing property in a high-demand rental market. For those looking to offset their mortgage, this duplex offers the flexibility to live in one unit while renting out the other. With rental demand high in this sought-after location, this setup can provide financial relief while building long-term equity. Located just minutes from CSU and Old Town Fort Collins, this property offers walkability, strong appreciation potential, and consistent rental income. Whether you're an investor, a homeowner looking for supplemental income, or someone seeking a flexible living arrangement, this is an opportunity worth serious consideration.