NO METRO TAX! Take advantage of an incredible financing opportunity-this builder is offering a FIXED INTEREST RATE well BELOW MARKET for qualified buyers, along with SUBSTANTIAL DOWN PAYMENT ASSISTANCE to help make homeownership a reality. Step inside this thoughtfully designed townhome, ideally located just 2 miles south of downtown Loveland. With 4 spacious bedrooms, 2.5 bathrooms, and a 1-car attached garage, this home offers both comfort and convenience. The contemporary kitchen showcases quartz countertops, stainless steel appliances, and classic Shaker-style cabinetry with brushed nickel hardware, all complemented by stylish finishes throughout. Enjoy outdoor living in your fully enclosed, dog-friendly fenced yard, professionally landscaped for easy maintenance and relaxation. This home is built for both efficiency and comfort, featuring a Navien on-demand hot water heater, 95% high-efficiency furnace, and durable luxury vinyl plank flooring on the main level. Central AC and ceiling fans in all bedrooms ensure year-round climate control. The HOA provides hassle-free living with snow removal (driveway, front walkway and sidewalks) and front yard lawn care, while high-speed internet from Pulse keeps you seamlessly connected. This opportunity is available exclusively for owner-occupants who have not owned a home in the past three years, with certain exceptions for those displaced due to divorce or separation (not available for investors). With these incredible financing incentives, your estimated monthly payment could be lower than renting-a rare chance to own a high-quality home at an unbeatable value. This isn't just affordable housing-it's an exceptional home that happens to be affordable. Contact us today to learn more about personalized loan terms and your eligibility for this limited time offer!